Poker is really fun game to play and a lot of people reading this will agree.

Looking at the popularity (and profitability) of poker, it was only a matter of time before it became an online phenomenon. Online Poker games are extremely popular and there are multiple reasons behind that. The main reason being the ability to play anytime, anywhere. The whole process is automated and completely secure, making it probably safer than even a real life casino. You cannot be physically robbed, you do not have to wear fancy clothes, you can eat and drink whatever you want and you do not have to pay for hotel rooms. You still get all the features of a high-class casino when you play online poker.

From beginners to high rollers, everyone can play at these websites. Of course, unlike other casino games, you do not play directly on these websites. slot depo qris Instead, you have to download a software client that allows you to securely log in, choose your table and start playing. These clients are usually available for both Macs and PCs, so you do not have to worry about whether it will be compatible with your system. Anyone who has played online Multi-player games will be familiar with playing through a client.

What the client does is securely connect you with the game servers and other players. It also makes for a safer playing environment than a browser. It is built to give you the best experience possible with complete peace of mind.

There are some websites that give you bonus balance when you sign up for them. It is their way of saying thank you when you choose to join them over their competition. Some will pay your $20; others will pay you $80 or $100. There are some websites however that will pay you hundreds of dollars to join. These are of course bonus credits with which you have to play. If you win games, the money is yours to keep in most cases. It means you can try them out for almost free without worrying about breaking your bank or credit card.

When looking for a good place for online poker, you have to look at many features like reputation, payment options, countries supported, etc. One of the easier of ways of doing this research is to go to an online casino aggregator site. These sites do all the searching around for you and present you with lists of online casinos. You can then sort through these lists for the payout type or the game that you want and choose the website you like most.

If you are looking for a break from your busy schedule and enjoy online casino games, then there are various opportunities where you can try your luck and make money in real time by playing various games your place online from the comfort of your armchair.

The gaming culture is a part of the company that offers an excellent opportunity for the online community to make money in real time so that the gaming experience can become more exciting and challenging for users. With the introduction of online gambling and gaming fans of the game have different opportunities to fulfill their passions and fantasies and that without any limit of time or the place where you can enjoy your games.

As the number of online players is rising and the popularity of online games is also growing so now there are lots of different techniques & procedures that are introduced each second by professionals to ensure they have a grand time. The beginning of slot machines online is one such progress in the industry of online casino games where it is now very easy to choose a game put on a fine bet and spin the reels and finally amazing pool in much money. These days on the net there are several slot machines online that are simply available to play one of your desired slot games & win a big amount of money or else million of dollars in jackpots of chance. There are numerous strategies and tips that are available for players to be sure they like to play casino games online without any hindrance. On the Internet these days there are various sites that offer free slot games or if you desire real money,Online casino: get the best at home Articles then they offer as well. We can appreciate everything he wants & play many games for an unlimited period.

These online slots are essentially a combination ideal entertainment & technology is interesting about the use of many designs, great themes & interesting twist that are readily obtainable in the online casino slots to make this a big experience adding pleasure and fervor in each edition. There are many types of slot machines that can be known by their playing characteristics and different skills. It’s an adventure that can not be compared with another type of thrill in this world. slot gacor The players concerned have the opportunity to choose what is finest according to their abilities and favorite so that they have experience cherish able to turn around.

Uncover the mystery of the Paulson Poker Chip Set and see if it is right for you at this time. Please read our detailed overview of the Paulson Poker Chip Set.

Have you ever just felt that anything would do when purchasing a Custom Poker Chip Set? You know,300 Paulson Pharoah Casino Top Hat Poker Chip Set with Aluminum Case Review Articles the thought process is normally something like, “I want something better then the plastic chips.” slot gacor Or even, “I want the best thing out there money can buy.” No matter which one of these statements belong to you, the 300 Paulson Pharoah Casino Top Hat Poker Chip Set with Aluminum Case can give you both options.

The first thing you have to understand is that Paulson has been around for years and is considered “Top-of-the-line” when it comes to a Paulson Poker Chip Set. We even see them in the casinos from time to time when we’re traveling around, whether it be in the states or over in Europe. It just goes to show you that making a name for yourself in the poker industry, could possibly allow you to touch all corners of the world.

This time around though, we weren’t purchasing the 300 Paulson Pharoah Casino Top Hat Poker Chip Set with Aluminum Case as a gift for ourselves. In fact, we already own one. However, a couple of friends of ours had been complimenting the professional and rich appeal this Poker Card Chip Set gave off to an entire room. Keep in mind they didn’t say it once, but every single time we had them over for a night of poker.

So we figured the 300 Paulson Pharoah Casino Top Hat Poker Chip Set with Aluminum Case had to be their gift. Plus, you know how most “getting married” presents pertain to and that’s just not us. Who wants to buy someone a bunch of pots and pans when you can get them something they will enjoy? Yes, if you haven’t figured it out neither one of them can cook so the pots and pans are for show, believe us.

Then you have to think about the fact that we have to be the ones that give out the best 300 Poker Chip Set or we never hear the end of it. We try to tell people the secret to buying great presents is getting something that isn’t on any of the registry lists, but no one listens. We’ve heard that most people are afraid they’re not going to like it if they do. Oh well, more accolades for us, but the most important thing is that it’s still a little sentimental.

See, the 300 Paulson Pharoah Casino Top Hat Poker Chip Set with Aluminum Case that we purchased we just kept for ourselves. We understand we told you in the beginning it wasn’t for us, but you wouldn’t have understood. So we’re telling you now. The reason we gave them the old version instead of the new one is because it makes the gift that much better. They actually think we handed over our favorite poker possession just because they were getting married.

Well, we did because we know they’ll enjoy it and everything. However, we haven’t told them yet that it’s not a big deal because we bought a new set for ourselves. Why spoil it. We’ll just wait until they come back from the honeymoon to tell them.

Like any other popular thing during this world, online gambling is surrounded by many stereotypes and myths. Even some experienced online Slots players don�t know the reality and keep those weird beliefs alive.

But we are sure that online gambling is that the awesome thing when taken responsibly and need to scuttle all that rumours during this article.

ONLINE GAMBLING isn’t LEGAL

For some reason,5 USUAL STEREOTYPES ABOUT ONLINE SLOTS Articles many of us think that, unlike offline gambling, online Slot games are illegal everywhere the planet. But it�s not true. Or, to be precise, it�s not completely true. Online gambling is restricted in some countries where the govt isn’t satisfied by not getting taxes from them. But at an equivalent time, online Slots are completely legal in many other countries just like the uk where all kinds and sorts of online gambling are licensed by the united kingdom Gambling Commission.

ONLINE GAMBLING IS ADDICTIVE

Yes, a bit like caffeine, cigarettes, and every one that addictive stuff. modus99 daftar But just for the certain people that are susceptible to addictions. But it doesn�t mean that each one the web gamblers are playing Slot games a day rather than getting to work, eating and sleeping. There was a search that showed that presently one of the US inhabitants has gaming addiction which isn’t tons, isn�t it? Most of the web Slot clients are playing gambling games from time to time and this hobby doesn�t harm their lives in any way.

ONLINE SLOT GAMES aren’t FAIR

Some people think that online Slot games aren’t random and are adjusted by the Slots to form players loses. But you ought to know that each one the games within the reliable online Slots are licensed by the corresponding jurisdictions and are completely fair and random. Not one Slot will expose its reputation to attack for several dollars. You only got to play within the trouble-free Slots which will be found here.

ONLINE GAMBLING IS �NOT REAL�

The fans of the �real� gambling sometimes think that only the offline Slot games are often entertaining and lucrative while online gambling is �fake�. It could definitely be the reality a couple of years ago when online Slots were very simple from the technical side and couldn�t impress gamblers with advanced features and a good choice of games. But today, most of the web Slots have all the games presented within the offline ones and even more, filled with detailed graphics, bright animations, and unique sounds. So online gambling isn’t the bad version of the offline Slot games but the thanks to play your favourite slots without even leaving the house. Online and offline gambling aren’t interchangeable but can perfectly complement one another.

ONLINE GAMBLING IS FOR INTROVERTS ONLY

Online Slot games are considered to be �anti-social� because it doesn�t require getting out of the bed and getting to the Slot where you’ll ask people while playing the games. But God bless technologies, many online Slots now have chats for players and even the live dealer rooms so you’ll ask other players once you want. Or don�t ask them once you don�t want to (the choice not always given by the land-based Slots).

Online casinos have become so popular and their variety is so huge that it’s becoming harder and harder to choose the right one between them all. To entice new casino players some casinos would offer great casino bonus promotions from no deposit casino bonuses to exclusive High Rollers bonuses. Some casinos are paying more attention to their games, customer support, methods of payment, language options, free phone numbers, news letters, games strategy lessons, live casino dealers it is even possible to watch free strip shows. But for the players one of the most important thing is to find a right game where they can beat the casino. Of course one the games that gives an advantage over the casino depending of the rules and casino bonus offered is Blackjack.

For the Blackjacks casino players the variety of Blackjack games offered is frustrating because the difference of the game rules, stakes limits, casino bonus offered, multi-player options etc.

But there may be a way of disclosing the actual differences between the blackjack casino games offered that a casino has available without actually having to download and play at an online casino in accordance with the casino software provided by most popular ones?

Some online casinos use their own custom designed software but most famous and reliable online casinos use software supplied by companies specialising to develop casino games software. There are of course the biggest and most trusted ones supplying high quality casino software: Microgaming, Real Time Gaming, and Playtech.

The thing to remember is that each of these software providers have drastically different suites of blackjack games, so all you have to do is find out what software provider the casino you are interested in is using and you will know exactly what variations of blackjack they can offer and also the quality of the games themselves. Below is a brief overview of the three main software providers and the different blackjack variations they all offer.

Microgaming casinos is perhaps the internet’s largest casino software provider. They offer the largest number of blackjack variations totalling up to an amazing 20 different types of blackjack. This is an amazing number but does not mean that Microgaming is the best. If you haven’t tried other casinos using other software you should do so and judge for yourself which is best for you. Two of the featured variations of blackjack available with Microgaming software is Multihand Atlantic City Blackjack.

Like classic blackjack it’s played with a single 52 card deck, but you can play up to 5 hands at a time. Microgaming also offers Multi-hand Bonus Blackjack, uses 2 decks of 52 cards. In this game there is a bonus bet feature that allows you to make a bonus bet at the beginning of each hand, and it pays out on the 1st two cards.

Real Time Gaming or, RTG, doesn’t offer as many versions of blackjack as Microgaming but the selection is still good and the execution is top quality as well.

Playtech prides itself on the fact that they offer blackjack variations that use anywhere up to 4 to 8 standard decks, and have very good casino bonuses. Playtech casino software contains very realistic game play, whether it’s blackjack or any other casino game. Of the top three software platforms mentioned here, Playtech casinos offer the fewest Blackjack variations but the quality it still top notch. The major Blackjack game Playtech casinos offer is Blackjack Switch, which uses 6 decks of 52 cards, and all of these decks are shuffled between hands. daftar situs rtp slot The biggest difference with this game is that all cards are dealt face up and the Player receives 2 hands. Hope this helps you to get a handle on what casinos offer what blackjack variations.

If you think then real casino is the place where you can get the maximum number of games then think again. The latest versions of casino are totally stuffed with a variety of games and providing a real time environment to the players. Though the list of games is very big but the lead runners in the real as well as online casino remains same. Slots, blackjack, bingo are among the most popular games be it any place.

Slot is a simple game that can be played by any person irrespective of its age and it intelligence. result sgp It is a very simple game that doesn�t require any mathematical calculation. All you have to do is pull a handle and you job is done. This game is extremely popular among the online players because of its simplicity and high payouts.

There are numerous online websites that will allow you to play slots online. There are two options for any player either you can play for money or you can play for fun. Both of the cases have their advantage and disadvantage. If you are well aware about different strategies and rules of the game then you can always play for money but if you are a beginner just testing your skill and practicing then going for free games id the best option for you. There are many paid websites that are offering free spins to the fresh customer or to old customers so as to maintain their customer base.

If you opt for a 5 reel slot game then you have different options. Some of the options that you might get are wheel of wealth slot,Slots Machines: Full Of Variety And Money Articles the Osbournes slot, tomb raider slot, mega moolah, hitman slot etc. most of these slots are either based on the famous stories or on famous movies. Having known characters in a game makes the game more interesting and attractive. These characters particularly attract their fans and the chances of player playing a slot machine games increase. There is another version of slot machines that include 3 reels which have lesser combination in comparison to the 5 reel slot game.

If you are looking forward towards sign up a online casino then make sure you have done enough research to get a good offer. At any given point of time there are hundreds of casino offers that are running to attract customers. Try to get hold on one of them to get additional benefits.

Find out more about Popular Poker Table Cloth and see if it is right for you at this time. Learn more about Popular Poker Table Cloth and enjoy the article.
When you go to put together you poker room for your home or restaurant,A Review of Some Popular Poker Table Cloth Articles you don’t want to neglect the poker table cloth that you’ll use for your table or tables. Poker table cloth is one of those things that easily gets taken for granted. Hey, you know–it’s just some felt or something, right? Well, believe it or not, the poker table cloth you select makes a huge impression. Also, you want it to be quality material that will last a long time and can handle things like spilled beer!

When you’ve seen casino poker games on TV or in the movies, you may have well gotten the impression that every poker table on earth has to have have a green baize cloth! Well, that’s just not true, and these days people use different types of poker table cloth material other than mere felt, and they use material that comes in a wide array of different colors.

Time was that whatever went on top of a poker table was selected strictly by a person who had specialized knowledge about building poker tables. However, poker is a very, very well-known game and is seeing a resurgence inpopularity–especially Texas Holdem Poker, which is the “in” game in poker rooms these days.

In some places, the game is so popular that people have started hosting Friday night poker games in their homes as well as joining one of the many Texas Holdem poker gaming rooms to be found on the Internet. Whichever you choose to do, you definitely want to have a poker experience that gives pleasure to your eye as well as to your mind.

Toto 4d Well then, what design in poker table cloth should you select in order to make an attractive poker room? Simply put, the one that will go the best with your room’s overall theme. And there is quite a selection available to you.

One of the favorites is the suited waterproof stalwart table felt cloth. This eye-catching design, which features a pattern made up of the four different card suites, comes in colors like blackberry; royal blue; midnight blue; polo; platinum; emerald; forest; burgandy; red; gold; bronze; purple; silver; chocolate; yellow; and lavender. You can’t go wrong with this poker table cloth. You just need an eye for good color combinations so that your poker table cloth color doesn’t clash with the prominent colors throughout the rest of the poker room’s areas.

As a matter of fact, when it comes to poker table cloth, that standard green baize from the movies is out these days. “Speed cloth” like these choice colors of suited waterproof stalwart table felt cloth is the happening thing! Why is this poker table cloth known as “speed cloth”? You can probably imagine why.

Those cards just glide right across the surface, so that a poker amateur can deal the cards like a pro…and you don’t have those annoying instances where the card catches part of the cloth and flips over to reveal itself to all.

Oh, yes, and this is also a great stain-and-liquid-resistant material! If you want to be the toast of the town when you host your in-home Friday or Saturday night games or when people come to your tavern and start up a game, select some “speed cloth” (typically 70% polyester and 30% olefin).

In addition, this type of poker table cloth is especially cut and designed to accommodate the size of a standard or octagonal poker table. Whether you order your speed cloth from a local poker supply merchant or from a website, you’ll receive a swathe of material which is the number of chosen units (yards) long by fifty nine inches wide. You’ll find it priced out by the linear yard.

But, if you want a classic look for your poker room, the poker table cloth you may want to go with is the casino grade single color. Whether you go with red, green, or blue (the classic casino colors), you’ll be sure to give your poker room that professional look. People will feel as if they have jetted off to the Sunset Strip, the Atlantic City boardwalk, a South Dakota saloon, or exotic Monaco! Well, alright…maybe not. Nevertheless, you will have your poker tables dressed for success!

As we said earlier, the big game in poker these days is Texas Hold’em. If you’re planning on making that “thee” game at your place, why not check out some Texas Hold’em poker table cloth? This comes with the special design markings on it exactly like what you see on all of those televised Texas Hold’em tournies. At 36 x 72 inches in dimensions, this cloth comes with authentic betting lines and is cut from thick, durable felt in vivid casino colors.

So, once again, don’t take your poker table cloth choice for granted. Don’t throw just any ol’ cloth over your poker table. Would the Trump Plaza do that?

Casino games have captivated players for centuries, offering a blend of luck, skill, and excitement that few other forms of entertainment can match. Whether you enjoy the spinning reels of slot machines, the strategy behind poker, or the suspense of roulette, casino games provide an engaging experience for all types of players. This article explores popular casino games, their appeal, and tips to maximize your fun and potential winnings.

A Brief History of Casino Games
Casino games trace their roots back to ancient civilizations. Early dice and betting games date to Mesopotamia and China thousands of years ago. The modern casino, however, emerged in 17th-century Europe, with the Italian city of Venice famously hosting some of the first formal gambling establishments. Over time, casino games evolved, incorporating elements of chance and skill to cater to growing demand.

Today, casinos worldwide—from the glitzy resorts of Las Vegas to vibrant online platforms—offer a dazzling array of games. Each game carries its unique rules and strategies, appealing to a diverse audience.

Popular Casino Games
1. Slot Machines

Slot machines are perhaps the most iconic casino game. These games require no prior knowledge or skill, making them accessible to everyone. Players simply spin reels adorned with symbols, aiming to line up winning combinations. Modern video slots often feature bonus rounds, free spins, and progressive jackpots, adding layers of excitement.

The randomness of slots comes from Random Number Generators (RNGs), ensuring every spin is independent and fair. While the odds favor the house, slots can offer huge payouts, especially with progressive jackpots that accumulate over time.

2. Blackjack

Blackjack is a card game blending luck with strategy. Players compete against the dealer, aiming to reach a hand value of 21 or as close as possible without going over. Each player is dealt two cards and can choose to “hit” (take another card) or “stand” (keep their current total).

What makes blackjack compelling is the strategic element — players can use basic strategies, such as when to hit or stand based on their cards and the dealer’s visible card, to reduce the house edge. Counting cards, though difficult and often prohibited, can also give players an advantage.

3. Roulette

Roulette is a game of pure chance but offers a variety of betting options. Players bet on where a small ball will land on a spinning wheel divided into numbered slots. Bets can be placed on a single number, groups of numbers, colors (red or black), or odd/even outcomes.

The game’s simplicity and the thrill of watching the wheel spin make roulette a casino staple. Different versions of roulette, such as American (with a double zero) and European (single zero), affect the odds slightly.

4. Poker

Poker is a skill-based card game with numerous variants like Texas Hold’em, Omaha, and Seven-Card Stud. Players compete against each other rather than the house, betting on who has the best hand or bluffing opponents into folding.

Poker combines psychology, strategy, and luck. Success depends on reading opponents, betting wisely, and knowing when to fold or raise. Tournaments attract players worldwide, offering substantial prize pools and intense competition.

5. TC Lottery Baccarat

Baccarat is a straightforward yet elegant game, often associated with high rollers. Players bet on whether the “player” or “banker” hand will win, or if the game will end in a tie. The hands are dealt according to fixed rules, and the goal is to have a hand total closest to nine.

Baccarat has a low house edge, especially on banker bets, making it popular among savvy gamblers.

The Rise of Online Casino Games
The digital revolution transformed casino gaming by bringing the experience online. Online casinos offer convenience, allowing players to enjoy games from home or on mobile devices. They replicate traditional games with immersive graphics, live dealers, and interactive features.

Online casinos also provide bonuses, free spins, and loyalty programs, enhancing the player experience. However, it’s essential to choose licensed, reputable sites to ensure fair play and secure transactions.

Tips for Enjoying Casino Games Responsibly
While casino games are entertaining, it’s crucial to approach them responsibly. Here are some tips:

Set a budget: Decide how much money you’re willing to lose before playing and stick to it.

Understand the rules: Learn the rules and odds of the games you play to make informed decisions.

Use strategies: For games like blackjack or poker, employing basic strategies can improve your chances.

Take breaks: Avoid chasing losses or playing for too long; take regular breaks to stay clear-headed.

Know when to stop: Set win and loss limits, and quit when you reach them.

The Thrill of the Game
Casino games combine unpredictability, challenge, and social interaction. Whether you’re drawn to the flashing lights of a slot machine, the tactical depth of poker, or the elegant suspense of roulette, the appeal lies in the excitement of the unknown.

With careful play and a bit of luck, casino games can provide memorable experiences and, occasionally, rewarding payouts. The key is to enjoy the journey, play responsibly, and savor the thrill that only a casino game can offer.

Online casinos as any other gambling entertainments can either bring great prizes or take away all the money you have if you fall over it. A lot of players lose their money because of being unprepared and badly informed about the risks that online casinos have. You should know a few simple rules of how not to lose control while playing gambling online. These rules are very simple to follow by both starters and professionals and they will prevent you from big losses.

First of all, you should set a cash limit, i.e. the sum of money you can spend on playing. This sum should be enough for you to enjoy the game and not to hit you in your pocket. Just set a rule: don’t spend more than your cash limit is. After the money is over, just stop playing and go away until the next week or month.

The second recommendation is to control your time. Set for example two hours a week or some other limit that is not allowed to exceed. In such a way you will not only save your time for other useful occupations, but also will prevent yourself from playing too much, but also from growing heater and spending more than expected. It is very useful for those who are immersed in gambling and can’t control their time.

No online casino players gamble without losses. Even if you control your time and money limit, it is not a guarantee that you will never lose. But professionals always analyse their game, their losses in order to understand the mistake (if it was there) and prevent its repeating in future. If you lost, try to analyse the reasons and do proper conclusions. Be a thoughtful player, as your aim is to lose less and enjoy the process.

Very useful practice is to define maximal bet you can afford. To be always in pocket, you should analyze how big your bets should be. Beginners are recommended to play with minimal allowed bets to get experience and practise before serious games. Colour Prediction Game Then, as your progress will grow, you can increase bets or leave them unchanged until the results become better. Don’t risk by betting with all money you have if you aren’t sure that this will work, insure yourself from total loss.

The Proper Care & Feeding of the Golden Goose

Under the new paradigm of declining economic conditions across a broad spectrum of consumer spending, casinos face a unique challenge in addressing how they both maintain profitability while also remaining competitive. These factors are further complicated within the commercial gaming sector with increasing tax rates, and within the Indian gaming sector by self imposed contributions to tribal general funds, and/or per capita distributions, in addition to a growing trend in state imposed fees.

TC Lottery Determining how much to “render unto Caesar,” while reserving the requisite funds to maintain market share, grow market penetration and improve profitability, is a daunting task that must be well planned and executed.

It is within this context and the author’s perspective that includes time and grade hands-on experience in the development and management of these types of investments, that this article relates ways in which to plan and prioritize a casino reinvestment strategy.

Cooked Goose

Although it would seem axiomatic not to cook the goose that lays the golden eggs, it is amazing how little thought is oft times given to its on-going proper care and feeding. With the advent of a new casino, developers/tribal councils, investors & financiers are rightfully anxious to reap the rewards and there is a tendency not to allocate a sufficient amount of the profits towards asset maintenance & enhancement. Thereby begging the question of just how much of the profits should be allocated to reinvestment, and towards what goals.

Inasmuch as each project has its own particular set of circumstances, there are no hard and fast rules. For the most part, many of the major commercial casino operators do not distribute net profits as dividends to their stockholders, but rather reinvest them in improvements to their existing venues while also seeking new locations. Some of these programs are also funded through additional debt instruments and/or equity stock offerings. The lowered tax rates on corporate dividends will likely shift the emphasis of these financing methods, while still maintaining the core business prudence of on-going reinvestment.
Profit Allocation

As a group, and prior to the current economic conditions, the publicly held companies had a net profit ratio (earnings before income taxes & depreciation) that averages 25% of income after deduction of the gross revenue taxes and interest payments. On average, almost two thirds of the remaining profits are utilized for reinvestment and asset replacement.

Casino operations in low gross gaming tax rate jurisdictions are more readily able to reinvest in their properties, thereby further enhancing revenues that will eventually benefit the tax base. New Jersey is a good example, as it mandates certain reinvestment allocations, as a revenue stimulant. Other states, such as Illinois and Indiana with higher effective rates, run the risk of reducing reinvestment that may eventually erode the ability of the casinos to grow market demand penetrations, especially as neighboring states become more competitive. Moreover, effective management can generate higher available profit for reinvestment, stemming from both efficient operations and favorable borrowing & equity offerings.

How a casino enterprise decides to allocate its casino profits is a critical element in determining its long-term viability, and should be an integral aspect of the initial development strategy. While short term loan amortization/debt prepayment programs may at first seem desirable so as to quickly come out from under the obligation, they can also sharply reduce the ability to reinvest/expand on a timely basis. This is also true for any profit distribution, whether to investors or in the case of Indian gaming projects, distributions to a tribe’s general fund for infrastructure/per capita payments.